Frequently Asked Questions
Does my information stay private?
Yes. Signature understands how sensitive personal information can be. When we do store your personal information, we make sure it's seen only by the people who need it in order to arrange your loan. Privacy consent form in our Finance Brokers contract in our download centre.
What does it cost to use your service?
Nothing. We get paid by the lender when we submit a loan on your behalf. There is no incentive for us to write one loan over the other. We are more concerned with matching the right to our customers. Our primary goal is to look after the clients needs.
What happens if I have a credit impairment?
There is all type of lending available. There are non conforming banks which will take the risk at lending you money. Their interest rates are higher but many will drop the rate to a standard variable rate after good conduct has been shown.
How quickly can I get finance?
We can arrange conditional approval for most standard laons within a couple of days of a loan being lodged. Personal loans are quicker and sometimes it is only a couple of hours depending on the circumstances.
Can I get a pre approval so that I can confidently bid at an auction?
Yes. Most pre approvals have all sorts of conditions attached to them. The bank basically says that based on the information about your income, assets and liabilities being true that they do a credit check and approve the finance based on your ability to service the debt you are applying for.
For all other questions please feel free to submit a question in our online question area or contact us at the call centre.
